If you are stuck in an emergency due to accident or illness in India, we will assist to transport you safely from one hospital to another hospital to provide a suitable medical treatment. Well, we have taken special care to ensure that our Home Insurance coverage is affordable while providing comprehensive coverage for your needs. i) Short Term Policy up to 15/30/60/90/120/150/180/210/240/270 days. and natural calamities (flood, storm, landslide, etc.) That’s why with Bajaj Allianz House Insurance you get a range of customizable add-on covers that ensure foolproof protection for your home. $(".compoundWallSumData").val(),k=$(".LandscapingData").val(),q=$(".totalSumData").val(),s=$(".insurancePeriodData").val();dataLayer.push({vpv:c,event:"quoteDetails","Constructed Build":d,"Sq.ft Area":e,premiumAmount:b,productName:a,quoteId:g,buildingSum:h,compoundWallSum:l,"Landscaping Sum":k,totalSum:q,insurancePeriod:s,userID:p,"plan Type":r})} You might wonder as to the basis on which the extent of coverage is determined. The Company may at any time cancel the Policy on grounds of misrepresentation, fraud, non-disclosure of material fact relating to this insurance of the insured or non-cooperation by the Insured by sending 15 days’ notice in writing by Registered A/D to the insured at his last known address in which case the Company shall not refund to the insured any portion of the premium. understand that these Lifeline offers 10% of Sum Insured upto a max of 50% of Sum Insured for Classic Plan and 20% of Sum Insured upto a max of 100% for Supreme and Elite plan. Build your no-claims bonus. Home and Contents Insurance. Yes, you can avail Household articles Insurance for the items in your home. But, times have changed and so should you. Generally, Piles is under 2 year waiting period. area:g,user_id:b,building_area:h,quote_id:l,premium_amount:k,proposer_dob:p,proposer_annualincome:r,proposer_city:q,proposer_pincode:s,proposer_area:v,payment_mode:m,hashedEmail:t,hashedMobile:u})} It’s not only easy, it’s 100% free! Home insurance covers your house and other structures on your property, including your garden shed, fences, and in-ground swimming pool. A home insurance policy can protect your home and your belongings in the event that they’re damaged or stolen. You can safely tick off the ‘cost’ checkbox on your list of key attributes for house insurance. ":"+a,k=b+":"+d+":"+e,a="home insurance",n=l=e,d=f,e=b=c="",g="overall_click");"select cover"==a&&(e=c=b+":"+f+":"+a,a="home insurance",d=f);"employee compensation"==a&&(e=c=b+":"+f+":"+a,a="home insurance",d=f);"personal accident cover"==a&&(e=c=b+":"+f+":"+a,a="home insurance",d=f);if("insure:transaction complete:success"==c||"insure:transaction complete:failure"==c)e=b=c,g="home_transaction",d=m;Liferay.ThemeDisplay.isSignedIn()? Owner or tenant, our House Insurance plans are a snug fit for your needs. If I am trapped in a tragedy like Kashmir Floods, will RS cover me? I have a Piles problem and I go abroad frequently. The insured may at any time cancel this policy by giving 15 days’ notice in writing and in such event, the Company shall allow refund of premium after retaining premium at Company’s short period rate table given below for the period on risk subject to a minimum premium of Rs.250/-, provided no claim has occurred upto the date of cancellation. Predicting natural disasters like earthquakes is best left to the experts, however, with Bajaj Allianz Home Insurance you can hedge against the risk of damage to property. Average Rating: 4.6 (Based on 25 reviews & ratings) Nishant Kumar Customer Location. Other than searching frantically and hoping against hope that a kind gentleman would have found and returned it, you’d probably be able to do little else. Please speak or chat with our Customer Support Team, if you need any clarifications. Bajaj Allianz Home Insurance Policy covers your home against loss from burglary and theft, adding an extra layer of protection that you and your family truly deserve. Protect your home contents such as electronics and furniture for a tenure of 5 years to avail 25% discount. This section offers coverage for all the contents placed in your home plus some very useful additional covers which you may require when you go outside the house, like coverage for baggage while on a business trip or protection for the money that you have withdrawn from your bank and are returning home with the same. call you back shortly to assist you through the Process. 113, BAGIC CIN - U66010PN2000PLC015329 An ISO 27001:2013 Certified Company. Loss or damage due to faults or defects existing at the time of commencement of this insurance. Agreed Value Basis Plans: Agreed value basis means the loss will be settled by us on the value of the property or content agreed by the insured at the time of purchasing the insurance policy. As is obvious, in case of a theft, an FIR would need to be lodged and provided to us. Let’s face it. When it comes to protecting your dear ones, Home insurance plans provide you greater control and predictability in the face of adversity. You can insure your Building, Contents and Personal Belongings. Note: Escalation clause is available only on Building SI chosen on the basis of RIV and Indemnity basis. I hereby authorize Bajaj Allianz General Insurance Co. Ltd. to call me on the contact number made Loss or damage to contents by wear and tear, depreciation, insects, vermin, rodents, pets, animals, moth, fungus, pests, insects or mildew, corrosion, rust, atmospheric or climatic conditions, ingress of water, gradually operating cause, process or cleaning, restoring, renovation dyeing, repair, alteration. Losing something valuable is always followed by a bout of sadness and despair. Here’s how Bajaj Allianz Home Insurance gives your home long lasting protection: Fires, earthquakes, floods, landslides- things that mere boundary walls and barricades cannot hold at bay- have the potential to wipe out entire neighbourhoods. Property in Sarjapur Road. me on the website with a specific request to call back at a convenient time. calls will be recorded & monitored for quality & training purposes, and may be made available to (m="logged in",v=Liferay.ThemeDisplay.getUserId()):m="guest";window.digitalData= Not if you counted on us, we cover not just the cost of the wallet but also any replacement documents contained in it. We’re here to help you find the right home insurance policy and get a quote online in minutes. Home is where our precious possessions are kept and hence this is the place which is intertwined with our day to day living. However, even a stray electric spark can destroy your assorted collection of household items in a matter of minutes; it may well be too late to salvage anything from the blaze. Thank You for Your Interest in Bajaj Allianz Insurance Policy, A Customer Support Excecutive will Mantri Fasal Bima Yojana, Pradhan insurancePeriod:g})} Do you worry about whether your doors are safely locked when on vacation? If you're a homeowner, or are considering buying a home, you'll want to know the basics of home insurance.This video explains how to keep your home and belongings safe, sure, and covered from unexpected disasters. Written By: Bajaj Allianz - Updated: 10th November 2020. Home and contents insurance covers the cost of replacing or repairing your home and your belongings if something goes wrong. Worldwide Emergency Hospitalization covers treatment abroad due to any emergency. List of products withdrawn and deemed withdrawn, Health Products Prior to 1st October 2020, New For Old Basis (Excluding Jewellery and Valuables, Painting, Works of Arts and Curios), Indemnity Basis (Excluding Jewellery and Valuables, Painting, Works of Arts and Curios), Inbuilt Coverage : India Coverage Extension On Payment of Additional Premium :Worldwide, Jewellery, Valuable, Curios, Paintings & Work of Arts, For Jewellery & Valuables: Inbuilt Coverage : India Coverage Extension On Payment of Additional Premium :Worldwide, Rent for Alternate Accommodation and Brokerage, Rs.20,000 or actual amount whichever is lower. :+91 75072 45858, Useful add-ons to customize your policy for total protection, Options of coverage term from 1 day to 5 years. Bajaj Allianz General Insurance Co. Ltd. All Rights Reserved, (Flat / Apartment / Independent Building), Sales: Home contents insurance covers the cost of replacing the items in your home if they are damaged by fire, flooding, and storms, or are stolen. With Bajaj Allianz House Insurance, you’re assured of total peace of mind in terms of the financial impact of such losses. Coverage is based on the valuation report provided by a government approved valuer and approved by us. Whether due to a bolt of lightning or a stray cigarette butt, a fire is perhaps one of the biggest threats to your home and family. Within hours, a raging inferno can ravage property worth lakhs of rupees despite concerted efforts by fire-fighters to put it out. Registered Address:Bajaj Allianz House, Airport Road, Yerawada, Pune-411006, IRDA Reg. Cover for Paintings and work of art available as a part of the Contents section. That’s why Seniors Home & Contents Insurance is designed to give you cover for both your valuable property and priceless belongings. There is no capping on room rent category and customer can choose from any of the room available in hospital. Do I need home insurance? Can I opt for cover for Building or Household articles section alone? Yes. Of course, if you need to increase the Sum Insured for your home under your existing Home Insurance policy, all you need to do is exercise the Escalation clause whereby at an additional premium not exceeding 25%, your coverage can be boosted. Higher SI options of up to Rs50 lakhs for Contents, Appliances & Jewellery. Whether you’re a tenant in a major metro or a small town, a house insurance policy can help you protect your belongings against a whole gamut of eventualities. From electrical fittings to accidents involving furniture, My Home Insurance policy covers you against a variety of risks to your property and/or content such as fire, burglary, theft, accidental damage and natural calamities. 1800-209-5858, Sales :1800-209-0144 After an accident, the charred remains of your house may be a cause for anxiety or a time for renewal. The risk of riots, theft or burglary cannot be fully discounted, either. Tax benefits are subject to changes in tax laws. You can choose from the below plans, which best matches your sum insured requirement, different section wise. function enableHHDataLayer(c,a,d){var e=$(".insurancePeriodData").val(),g=$(".planData").val(),b=void 0,h=$(".sumInsured").val(),l=$(".quoteIdData").val(),k=$(".premiumAmountData").val(),p=$(".proposerDobData").val(),r=$(".proposerIncomeData").val(),q=$(".proposerCity").val(),s=$(".pincodeProposer").val(),v=$(".areaSelectPro").val(),m=$(".paymentTypeData").val(),t=$(".hashedEmailData").val(),u=$(".hashedMobileData").val();t||(t=void 0);u||(u=void 0);var w=$(".emailIDData").val(),n=$(".mobileDataHH").val(); are not indicative of anyone's personal thoughts or ideas. How much No claim bonus will I get in Lifeline? I had a word with Bajaj Allianz executive and he explained me everything about the Home insurance which is appreciated. The odds of a natural or man-made disaster can be beaten only a certain number of times. Or you can opt to insure your building only (mortgage purposes) or just your Contents and Personal Belongings. Any expenses beyond the limit (Rs.1lac for Supreme and Rs.3lacs for Elite) has to be paid by you. In case of a snatch and run, you may have to give quite a chase in the hope of retrieving the cash you just withdrew. Loss or damage caused by or arising out of or traceable to erection, repairing or dismantling of the insured apparatus ( not applicable in respect of contents and appliances section under Platinum & Diamond plans). Loss or damage to items of consumable nature. Bajaj Allianz House Insurance cushions you from a temporary loss of income, while your property is under repair. Similarly, a barbeque party on a hilltop may be a wonderful idea of a perfect weekend getaway, not to mention the perfect backdrop for selfies that its sunbathed expanse of lush green, would provide. After all, it determines whether a purchase is justified or not. In second year, if you claimed then on second renewal your NCB of Rs.1lac will remain intact and it will not be reduced. About Home Insurance This section offers coverage for all the contents placed in your home plus some very useful additional covers which you may require when you go outside the house, like coverage for baggage while on a business trip or protection for the money that you have withdrawn from your bank and are returning home with the same. Most homeowners insurance policies also cover the personal property of your guests and live-in employees, but not the property of long-term tenants who aren't related to you. In some circumstances, it may be increased or decreased if needed depending on your situation. For any clarifications Please call us on 1860 425 0000. You may be able to avoid going in and out of the corridors of a court entirely. For E.g. Home Contents Insurance Be covered for the following and more: Damage due to weather events Including fire, floods, earthquakes, lightning, and storms. Loss or damage by Burglary and Housebreaking including Theft where any member of your family is involved as a principal or an accomplice. As an example, having home insurance in place can help pay for damage caused to your property by fire or a flood, or for replacing items that are stolen should you be burgled. Let’s face it! Note, however, that the value and specifications of the replacement will essentially be equal to the one damaged, not any higher. But the outdoors can be quite unpredictable. Bajaj Allianz Home Insurance eases the financial blow by helping you sustain and renew your lifestyle. 2 new covers introduced for External equipment's & Loss of cash. Home and contents insurance isn’t just about protecting your home—it’s about protecting the personal belongings that you’ve collected over the years. The odds of recovering a lost or stolen wallet are unpredictable at best. If you glance at your safe furtively every time a stranger visits your house, you’re not alone. No. With buildings insurance, the price is calculated according to how much your house would cost to rebuild, plus your postcode. Home and contents insurance covers your house and other structures on your property as well as your belongings for loss or damage due to events like fire, theft and storms. In an emergency, you can count on us to offer more than just comforting words; our add-ons make sure that the cost of any stolen or damaged valuables is made good for a slightly higher home insurance premium. Loss of earnings, loss by delay, loss of market, loss of sentimental value or other consequential or indirect loss or damage of any kind or description whatsoever. In case, you rent a plot adjacent to your house for a family event or other residential purposes and due to a freak accident are held responsible for injury caused to another person, you may have a legal liability on your hands. Very professional, fast and simple claim process of home insurance! "HomeCombo"==f&&(f=d="Building \x26 household article");if(null==A||"null"==A||"0"==A)A="";if(null==y||"null"==y||"0"==y)y="";null==F&&(F="");if(null==n||"null"==n)n="";if(null==z||"null"==z||"0"==z)z="";"0"==B&&(B="");"0"==C&&(C="");"0"==D&&(D="");"0"==E&&(E="");console.log("discountOption-----\x3e"+x);"false"==x?x="no":"true"==x&&(x="yes",f=d="Building \x26 household article");"home insurance"==c&&"home insurance"==e&&"home insurance"==a&&(c=b,a="home insurance",e=c);"home insurance"==c&&"home insurance"== Buying a home insurance policy is something that should be on top of your list as soon as you have settled into your new home. Contact Us Sales: Unfortunately, curios can only be covered when they are stored or present in your building. have now lost their power over you! IRDA Registration NO. With Bajaj Allianz Home Insurance, you can get instant freedom from these compulsive thoughts. You might have a dozen reminders set up to remind you of those. Flexibility of opting for a cover from 1 day to 5 years. If you’ve been putting off your vacation because of fears about the safety of the high value contents of your home, you can finally relax! Of course, no plan survives first contact with reality. What do I need to do to include it in the Policy? Registered Office: No. Home insurance (also called building insurance or property insurance) helps to cover the cost of damage to – or destruction of – your home, garage, other outbuildings, and permanent fixtures such as built-in wardrobes. Prakhar Gupta Customer Location. 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